小资特辑 Spend.01 Lifestyle Special Spend.01 第 02 篇 Section 02
我的苹果全家桶（2026版） My Apple Ecosystem (2026 Edition)
返回 小资特辑 Spend.01 Back to Lifestyle Special Spend.01本文目录 Contents
购买过的苹果产品列表 List of Apple Products I’ve Purchased
| 发布周期 Release Cycle | (曾)拥有的历年产品 Products Owned Over the Years (Past or Present) | 数量 Count |
|---|---|---|
| 18.7–19.6 | Apple Pencil 2、iPad Pro 11” 第一代（待买） (1st gen, planned purchase) | 2 |
| 19.7–20.6 | Apple Watch S5、iPhone SE 2 | 2 |
| 20.7–21.6 | HomePod mini、MacBook Air M1 | 2 |
| 21.7–22.6 | iPad Air 5、MagSafe Battery Pack | 2 |
| 22.7–23.6 | AirPods Pro 2、iPhone 14 Plus | 2 |
| 23.7–24.6 | Apple Watch S9 | 1 |
| 24.7–25.6 | iPhone 16e | 1 |
| 25.7–26.6 | AirPods Pro 3 | 1 |
| 26.7–27.6 | HomePod mini 2 （待买） (planned purchase) | 1 |
现役苹果产品列表 List of Apple Products I Currently Use
| 发售时段 Release Cycle | 定位 Positioning | 设备 Device | 配置 Specs |
|---|---|---|---|
| 18.7-19.6 | 电笔 Electronic Pencil | Apple Pencil 2 | - |
| 19.7-20.6 | - | - | - |
| 20.7-21.6 | 电脑 Mobile Laptop | MacBook Air (M1) | 深灰色 Space Gray 256GB |
| 21.7-22.6 | 平板 Tablet | iPad Air (5th gen) | 星光色 Starlight 256GB |
| 22.7-23.6 | - | - | - |
| 23.7-24.6 | 手表 Smartwatch | Apple Watch Series 9 | 粉色 Pink 64GB |
| 24.7-25.6 | 手机 Smartphone | iPhone 16e | 白色 White 256GB |
| 25.7-26.6 | 耳机 Earphones | AirPods Pro (3rd gen) | - |
| 26.7-27.6 | - | - | - |
为什么我的苹果全家桶是神？ Why Is My Apple Ecosystem God-Tier?
性价比至少高于前两代与后两代。
Its value for money is better than at least the two preceding and the two following generations.
注：每个苹果年始于当年苹果秋季发布会，结束于第二年苹果秋季发布会前。
Note: Each Apple Year commences with the autumn keynote and concludes just before the subsequent autumn keynote.
| 设备 Device | 判断 Assessment |
|---|---|
| MacBook Air M1 | 第一次使用M系列芯片+最后一款楔形设计 First M-series silicon debut + final iconic tapered wedge chassis |
| iPad Air M1 | 第一次使用M系列芯片，运行内存飞跃提升到8GB First M-series leap in Air lineup; RAM leaped to 8GB |
| Apple Watch S9 | 最后一款国行快充，最后一款陶瓷背板，芯片与S10一致 Last Chinese model with fast-charge compliance, last ceramic back panel, same chip as Series 10 |
| iPhone 16e | e系列开山之作，极致性价比，最新 A18 芯片。 Inaugural e-series vanguard: quintessential cost-efficiency packing the latest A18 chip. |
| AirPods Pro 3 | 音质、电池史诗级增强，佩戴舒适度提升，TWS耳机完全体 Monumental leaps in acoustic fidelity and battery life, heightened ergonomic comfort—the definitive complete form of TWS earbuds. |
数码产品大宗细则 Major Tech Expenditure Breakdown
- 购买时花费大于400元人民币的自己使用的电子产品即列入，不区分配件与否
Any electronic product purchased for personal use that cost more than RMB 400 at the time of purchase will be included, regardless of whether it is an accessory - 负数为购入或维修支出，正数为转卖回收，～ 为现役
Negative values denote procurement/repair outlay, positive values denote resale recovery, ～ indicate currently active gear
2022年购入（现役3） Acquired in 2022 (Active: 3)
- ~ iPad Air 5 Wi‑Fi+256GB （-5499 -3498（2022.11 摔坏后，只换不修了一个全新的 Replaced with a brand-new unit rather than repaired after being broken in a fall））2022.7-至今 Present
- ~ Apple Pencil 2代 2nd Gen（-840 -289（2025.11 摔坏后，只换不修了一个全新的 Replaced with a brand-new unit rather than repaired after being broken in a fall））2022.8-至今 Present
- AirPods Pro 2 （-1899 +389）2022.9-2026.9
- iPhone 14 Plus 256GB （-7899 +109）2022.10-2026.8
- ~ ThinkBook 16p 2021 （-7949）2022.11-至今 Present
- MagSafe 磁吸外接电池 MagSafe Battery Pack（-526 +379）2022.11-2023.9
2023年购入（现役0） Acquired in 2023 (Active: 0)
- Apple Watch S5 （-800 +675）2023.2-2023.9
- HomePod mini （-629 +475）2023.4-2023.9
- 尼康 Zfc Nikon Z fc（-7349 +6149）2023.11-2024.3
2024年购入（现役1） Acquired in 2024 (Active: 1)
- ~ MacBook Air M1 8+256GB （-4799）2024.3-至今 Present
- iPhone SE 2 （-698 +180）2024.10-2026.8
2025年购入（现役3） Acquired in 2025 (Active: 3)
- ~ 罗技 MX Master 3S Logitech MX Master 3S（-434）2025.2-至今 Present
- ~ Apple Watch S9 GPS+45mm （-2127）2025.4-至今 Present
- 华强北 AirPods Max2 Third-party AirPods Max 2（-428，功能损坏+0 Broken functions）2025.6-2025.11
- ~ AirPods Pro 3 （-1770）2025.9-至今 Present
2026年购入（现役1） Acquired in 2026 (Active: 1)
- ~ iPhone 16e 256GB （-3059）2026.8-至今 Present
数码持有成本指数（ECI 2.0） Electronic Cost Index 2.0
指标含义 Metric Definition: ECI 2.0 衡量数码设备组合的“动态月均净持有成本压力”，不是当月实际现金流、会计折旧或二手市场估值。
ECI 2.0 measures the dynamic monthly net holding-cost pressure of the digital-device portfolio. It is neither monthly cash flow, accounting depreciation, nor second-hand market valuation.
本节统一采用 ECI 2.0，以下全部历史月份均已按逐笔支出独立计龄的口径重算。
This section uses ECI 2.0 throughout. All historical months below have been recalculated with each expenditure aged independently.
统计范围与设备线路 Scope and Device Lineages
首次购入价格超过人民币 400 元、供本人使用的数码产品均纳入，不限品牌或是否为配件。纳入后，为继续持有该设备线路而实际支付的维修、整机置换、AppleCare 或“只换不修”等后续费用均计入，不再受 400 元门槛限制。
Digital products bought for personal use enter the index when their initial purchase price exceeds RMB 400, regardless of brand or accessory status.
Once included, all actual subsequent costs of maintaining that device lineage count, including repairs, whole-unit replacements, AppleCare and replacement-only services, even when an individual payment is RMB 400 or less.
设备按“设备线路”统计。同型号整机置换后继续使用，仍归入同一线路；每笔新增支出从实际支付月独立计龄，不继承最初购入时的月龄。
Devices are tracked by lineage. A same-model whole-unit replacement stays in the same lineage, but each new expenditure ages from its actual payment month rather than the original purchase month.
例如，iPad Air 5 的 5499 元购入费从 2022.07 计龄，3498 元置换费从 2022.11 计龄；Apple Pencil 2 的 840 元购入费从 2022.08 计龄，289 元置换费从 2025.11 计龄。
For iPad Air 5, the RMB 5,499 purchase ages from July 2022 and the RMB 3,498 replacement from November 2022. For Apple Pencil 2, RMB 840 ages from August 2022 and the RMB 289 replacement from November 2025.
分层成本与单品公式 Cost Layers and Item Formula
设 C_ij 为设备线路 i 的第 j 笔实际支出，τ_ij 为其发生月份，t 为统计月份。月份以连续月份序号计算；只纳入 τ_ij ≤ t 的支出，月龄为 m_ij(t) = t − τ_ij + 1，发生当月记为 1，首尾月份均计入。
Let C_ij be payment j for lineage i, made in month τ_ij. Use consecutive month indices and include only payments with τ_ij ≤ t. Their age is m_ij(t) = t − τ_ij + 1, counting the payment month as 1.
平滑月龄函数固定为 D(m) = (4^8 + m^8)^(1/8)。因此每笔正支出的成本压力不超过该笔金额的 25%，长期趋近“该笔金额 ÷ 该笔支出的月龄”；计算时使用完整函数，不以 max(4, m) 代替。
The smoothing function is D(m) = (4^8 + m^8)^(1/8). Each positive payment contributes at most 25% of its amount and approaches amount divided by payment age over time. Calculations use the full function, not max(4, m).
累计总支出为 G_i(t) = Σ C_ij；未经回款调整的成本压力为 P_i(t) = Σ [C_ij / D(m_ij(t))]。两处求和均仅包含截至当月已发生的支出。
Gross expenditure is G_i(t) = Σ C_ij; pressure before recoveries is P_i(t) = Σ [C_ij / D(m_ij(t))]. Both sums include only payments made through the reporting month.
设 R_i(t) 为截至当月实际收到的累计转卖、回收或退款金额。累计净成本比例为 q_i(t) = max(G_i(t) − R_i(t), 0) / G_i(t)，单品公式为：
Let R_i(t) be cumulative resale proceeds, recycling payments or refunds actually received through the month. The net-cost ratio is q_i(t) = max(G_i(t) − R_i(t), 0) / G_i(t). The item formula is:
ECI_i(t) = q_i(t) × Σ [C_ij / (4^8 + m_ij(t)^8)^(1/8)]
尚无回款时 q_i(t) = 1。回款到账后，按同一净成本比例调整该设备线路的所有成本层；累计回款超过累计支出时，单品 ECI 最低为 0，不因交易盈利而变成负数。
With no recoveries, q_i(t) = 1. Once received, recoveries adjust all cost layers in the lineage by the same net-cost ratio. If recoveries exceed gross expenditure, the item’s ECI is floored at zero.
仅有一笔购入支出时，公式简化为 ECI_i(t) = max(C_i − R_i(t), 0) / D(m_i(t))。
For a lineage with a single purchase payment, the formula simplifies to ECI_i(t) = max(C_i − R_i(t), 0) / D(m_i(t)).
回款、退役与历史记录 Recoveries, Retirement and History
- 转卖当月先确认实际到账回款，再计算 ECI；次月移出统计集合。
In the sale month, recognize proceeds actually received before calculating ECI; remove the lineage the following month. - 无回款退役或损坏停用，当月仍计入，次月移出；同线路整机置换并继续使用不视为退役。
Retirement or failure without recovery remains included for that month and is removed the next month. A same-lineage replacement that remains in use is not retirement. - 未来发生的支出、回款或退役不得倒灌历史。计算方法升级可以重算完整历史序列，但须标明指标版本，并保留交易原本的发生月份。
Future payments, recoveries or retirements must not alter earlier transaction states. A method upgrade may recalculate the full history with a stated version while preserving each transaction’s actual month.
总指数与环比 Total Index and Month-over-Month Change
Active(t) 为当月仍计入统计的设备线路集合，包含当月转卖或退役的线路。总指数与环比分别为：
Active(t) contains lineages included in the reporting month, including those sold or retired during that month. The total index and month-over-month change are:
ECI(t) = Σ_{i ∈ Active(t)} ECI_i(t)
MoM(t) = [ECI(t) / ECI(t − 1) − 1] × 100%
首月或上月 ECI 为 0 时，环比记为“—”。先用未舍入的单项值求和及计算环比，再将金额保留两位小数、环比保留一位小数。
Show MoM as “—” for the first month or when the preceding month’s ECI is zero. Sum and calculate MoM before rounding; display amounts to two decimal places and MoM to one.
完整历史序列 Historical Series
| 月份 Month | ECI 2.0 | 环比 MoM |
|---|---|---|
| 2022.07 | ¥1,374.75 | — |
| 2022.08 | ¥1,584.08 | +15.2% |
| 2022.09 | ¥2,043.10 | +29.0% |
| 2022.10 | ¥3,917.43 | +91.7% |
| 2022.11 | ¥6,707.41 | +71.2% |
| 2022.12 | ¥6,455.38 | -3.8% |
| 2023.01 | ¥6,064.92 | -6.0% |
| 2023.02 | ¥5,616.15 | -7.4% |
| 2023.03 | ¥4,845.48 | -13.7% |
| 2023.04 | ¥4,348.12 | -10.3% |
| 2023.05 | ¥3,830.32 | -11.9% |
| 2023.06 | ¥3,410.20 | -11.0% |
| 2023.07 | ¥3,062.44 | -10.2% |
| 2023.08 | ¥2,768.42 | -9.6% |
| 2023.09 | ¥2,326.03 | -16.0% |
| 2023.10 | ¥2,096.84 | -9.9% |
| 2023.11 | ¥3,784.56 | +80.5% |
| 2023.12 | ¥3,654.19 | -3.4% |
| 2024.01 | ¥3,520.08 | -3.7% |
| 2024.02 | ¥3,289.51 | -6.6% |
| 2024.03 | ¥2,951.13 | -10.3% |
| 2024.04 | ¥2,635.75 | -10.7% |
| 2024.05 | ¥2,550.65 | -3.2% |
| 2024.06 | ¥2,400.63 | -5.9% |
| 2024.07 | ¥2,183.04 | -9.1% |
| 2024.08 | ¥1,983.99 | -9.1% |
| 2024.09 | ¥1,823.36 | -8.1% |
| 2024.10 | ¥1,867.54 | +2.4% |
| 2024.11 | ¥1,759.18 | -5.8% |
| 2024.12 | ¥1,665.20 | -5.3% |
| 2025.01 | ¥1,573.21 | -5.5% |
| 2025.02 | ¥1,588.77 | +1.0% |
| 2025.03 | ¥1,505.54 | -5.2% |
| 2025.04 | ¥1,964.23 | +30.5% |
| 2025.05 | ¥1,893.59 | -3.6% |
| 2025.06 | ¥1,924.74 | +1.6% |
| 2025.07 | ¥1,824.06 | -5.2% |
| 2025.08 | ¥1,697.46 | -6.9% |
| 2025.09 | ¥2,019.30 | +19.0% |
| 2025.10 | ¥1,911.97 | -5.3% |
| 2025.11 | ¥1,889.08 | -1.2% |
| 2025.12 | ¥1,721.07 | -8.9% |
| 2026.01 | ¥1,604.91 | -6.7% |
| 2026.02 | ¥1,496.16 | -6.8% |
| 2026.03 | ¥1,400.89 | -6.4% |
| 2026.04 | ¥1,320.55 | -5.7% |
| 2026.05 | ¥1,252.74 | -5.1% |
| 2026.06 | ¥1,194.46 | -4.7% |
| 2026.07 | ¥1,143.49 | -4.3% |
| 2026.08 | ¥1,852.87 | +62.0% |
| 2026.09 | ¥1,620.47 | -12.5% |
| 2026.10（预测 Projected） | ¥1,549.48 | -4.4% |
注：2026.09 按截至目前已记录的交易计算，尚非月末结算值。2026.10 按不新增购买、维修、置换、回款或退役事件预测；AirPods Pro 2 的 389 元回款已于 2026.09 计入，该线路从 2026.10 起移出。
September 2026 uses transactions recorded to date and is not a finalized month-end value. October assumes no additional purchases, repairs, replacements, recoveries or retirements.
The RMB 389 recovery for AirPods Pro 2 is recognized in September 2026, and the lineage is removed from October. Any new transaction must be recorded in its actual month.
发生新交易后，应按实际发生月份更新，不得反向改写此前月份的交易状态。